When you have a mountain of medical debt, it can feel as though there’s no way out. However, the statute of limitations in California provides a timeframe beyond which a creditor cannot sue you for certain types of debt, including medical bills. This article explores the implications of the statute of limitations and evaluates whether declaring bankruptcy is a viable solution.
What Happens if a Creditor Doesn’t File Within the Statute of Limitations?
A creditor must sue for medical debt before the statute of limitations expires. After this period, the debt becomes “time-barred,” making it illegal for creditors to file a lawsuit. However, simply waiting out the creditors is not always practical or efficient.